Licensed negotiator REN 82973, IQI Realty Sdn Bhd
New projects and subsale homes across Sabah, with loan and legal paperwork handled end to end.
About
I cover the whole state, not one district: Kota Kinabalu, Papar, Kinarut, Penampang, Putatan, Telipok, Inanam, through to Keningau, Sandakan and Tawau.
Most of my buyers are purchasing their first home. The part that goes wrong quietly is rarely the property, it is the loan. I check your eligibility and monthly commitments before you fall for a unit you cannot finance, not after.
Registered with the Board of Valuers, Appraisers, Estate Agents and Property Managers Malaysia. One person handles your file start to finish, so nothing gets lost between departments.
Projects
Everything I handle falls into one of these four. Pick the one that matches what you are after and I will send the current sheet for it.
Kediaman
Terraces, semi-detached, bungalows, apartments and condominiums. Homes to live in, and homes bought to rent out.
Residential listings
Komersial
Shoplots, offices, retail units and light industrial. Bought for a business to occupy, or held for the rental yield.
Commercial listings
Pembangunan Bercampur
Integrated schemes where homes sit above retail and office space, common in the newer Kota Kinabalu developments. 88 Avenue in Kepayan is on my sheet now, with more to come.
Mixed development listings
Jualan Semula
Completed property bought from the existing owner rather than the developer. You see the actual unit, the actual neighbours, and move in without waiting on construction.
Subsale listingsListings
A selection of what is on right now. Ask for the full sheet, including units not yet advertised.
Featured
Kota Kinabalu
The largest waterfront vision in Southeast Asia. Jesselton Docklands isn't just built, it's envisioned: vibrant culture zones, smart mobility hubs, wellness sanctuaries and ocean-facing residences, every square foot strategically designed for a future-forward way of life by the sea.
Kepayan, Kota Kinabalu
Alamesra, Kota Kinabalu
RM 1,350,000
Putatan
Papar
RM 391,875
Sabah
Papar
Papar
Keningau
Tuaran
Sabah
Tuaran
Kinarut
Nothing in that category right now. Message me, I hold units that are not advertised.
Services
One point of contact from the first viewing to the keys changing hands.
Pricing built on recent Sabah transacted data rather than asking prices, professional listing photography, and negotiation run on your behalf.
Tenant screening with employment and payment history checked, rent benchmarked block by block, and agreements prepared and stamped correctly.
Margin of financing, DSR and monthly commitments worked out before you view a single unit, so you know your real budget rather than what a listing price suggests.
A defensible market range for your property before you list, refinance, or accept an offer, with the comparables that support it.
Early access to launches and developer rebates across Sabah, always compared against completed stock nearby before you commit to anything off-plan.
Introductions to panel lawyers and bankers, with the SPA and loan approval timeline tracked to completion so deadlines do not quietly slip.
Moments
FAQ
Buying a home comes with real questions, and the expensive surprises are almost always about financing, not the property. Anything not covered here, message me on WhatsApp and you will get a straight answer rather than a brochure.
Ask something elseIt depends on your income, existing commitments and the bank, but most first-time buyers under RM500,000 can access financing schemes offering up to 100% margin, and 90% is common even without one. I run the numbers with you before you view anything, so the price band we look at is one you can actually get approved for.
With a typical 90% margin of financing, budget at least 10% of the price, plus legal fees, stamp duty and valuation costs on top. All in, expect closer to 12 to 15% upfront. If you qualify for a 100% financing scheme the down payment itself can be very small, but the other costs still apply. I work out the real figure with you before you commit to a unit, not after.
Almost always Debt Service Ratio, the share of your income already committed to existing loans and repayments, which decides how much more a bank will lend you. A rejection is often fixable: restructuring a commitment or applying with a different bank on my panel can change the outcome. I check your DSR before you fall for a unit, not after you have made an offer.
A correctly priced property usually sees serious offers within five to eight weeks. From there, expect two to three months for loan approval and the SPA process to complete, and I stay on the bank and the lawyer rather than leaving you to chase updates yourself. New projects run to the developer's build schedule instead, so ask me for the expected completion quarter before you commit.
All of Sabah. My current sheet is heaviest around Kota Kinabalu, Papar, Kinarut, Telipok, Inanam and KKIP, with stock in Keningau as well, and I take instructions in Sandakan, Tawau and further out. If I do not already have something in your area I will find it rather than push you towards what I happen to be holding.
Identity card, the original sale and purchase agreement, your title or strata title document, the latest quit rent and assessment receipts, your maintenance fee statement for strata property, and a loan redemption statement if the property is still charged to a bank.
I am a Real Estate Negotiator (REN 82973) attached to IQI Realty Sdn Bhd, agency registration E(1)1584/9. Both numbers are verifiable on the BOVAEP public register, and I would encourage you to check them before instructing anyone, including me.
Contact
No obligation and no script. Tell me the area, the budget and the timeline, and I will tell you honestly whether it is realistic.